Why a Loan?

• Many of us use loans as a way to balance our income and expenditure from year to year

• Secured Loans can be used for almost any purpose. This could be prudent consolidation of debts, a new car or a break away from it all, but are especially useful for positive investments in the future of your home and family, for example, renovations or a child’s education

Why a Secure Loan?

• House prices have been increasing rapidly in recent years creating equity in your property which can be accessed through a secured loan.

• By choosing a secured loan, heavy redemption penalties caused by re-mortgaging can be avoided.

• Secured loans are usually easier to obtain than a regular mortgage and often process quicker

• Secured Loans can offer lower monthly payments than Unsecured Loans because, as they are secured by your home, they usually carry more attractive interest rates and there are longer repayment terms available

• There are no expensive solicitor’s fees to pay; in fact, there are no up front costs at all

• With us, the only limit to the amount you can borrow is the amount of equity in your property with rates starting from 7.2%

Does my Credit Status Matter?

We will help you find a secured loan whether you have a perfect credit history or not. Even if you have had challenges with CCJ's or bankruptcy orders, we still have lenders that can offer you a secured loan

• We have obtained loans using up to 125% of our client’s property value as they had no adverse credit and proof of income 

• We have obtained loans using up to 75% of our client’s property value even though they had heavy adverse credit

Does My Income Source Matter?

We are able to help you get a loan whether you are employed, self-employed, receiving DSS benefits or a pension, or would like to self certificate your income

Does the Type of Security Matter?

We are able to organise loans against any sort of security, so residential, buy to let and commercial properties will all be considered

How much can I borrow?

By considering factors such as the value of your home, the amount of the outstanding mortgage and any other secured loans, and your income versus your commitments, we will work with you to put together a loan package for your consideration. often when we look at organising you a loan, we are able to actually reduce your total monthly payments and therefore increase your affordability

Should I Consider An Unsecured Loan?

• This is a loan where the lender has no immediate rights over property owned by you

• We can raise up to £25,000 for our clients who have proof of income, no adverse credit and are homeowners, with rates from 6%

• Even if you do not have such a good credit score, we can raise up to £15,000 per couple or £7,500 per individual and the rates are still competitive

Why Global Reach Finance?

• We will provide you with a professional and personal service, of the highest standard, so you can borrow with confidence

• We have access to all the lenders in the market so we can find the best option for you, with only 1 footprint on your credit file

• We are a family run business and care about finding you the best arrangement for your loan

• We understand that every situation is unique, and will target your loan to suit your criteria and meet your specific needs

• We understand the importance of offering clear explanations at every stage.  We will offer guidance throughout and keep you informed

• We are here to help.  If you are ready to apply now please fill in the application form above and we will start finding you the best loan option for you straight away. Alternatively call 0845 389 0661 and let us answer any questions you may have